Step 1: Understanding Your Risk
Residential and Commercial Flood Risk Assessments
Flooding is devastating and is becoming a larger threat each year. With global warming, different weather patterns, and inaccuracy of flood maps, we must have a set plan in place to prepare for Mother Nature’s most common disaster. There are 5 steps that will help you to prepare. The first step begins with determining your flooding risk.
Your community officials or local emergency management offices are a great resource to learn about the history of flooding for your region. Ask whether your property is in the floodplain and if it is above or below the flood stage water level. Flood Insurance Rate Maps (FIRMs) are what are used to determine your flood risk. If these have proved inaccurate in the past, or you feel the flood insurance is higher than expected for your given area, make sure to contact a highly trained company who specializes in flood prevention assessment and flood map modeling.
Flood risk assessments are available to show you historical flooding on your property and information about flooding in a 100-year storm. If you are building or own a commercial property, more in-depth assessments are available to show you modeling in a 1-5 hurricane and storm surge for each year, along with a detailed report assessing your flooding risks.